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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_best-pilates-booty-workout-124-amazing-tone-amp-definition-in-10-minutes.webp "Boho Beautiful Yoga")
_10-struggles-of-having-a-big-booty.webp "As/Is")
_boston-bruins-most-dangerous-opponents-w92-jonny-lazarus-124-bruins-beat.webp "On the latest episode of the Bruins Beat, host Evan Marinofsky and guest Jonny Lazarus discuss key topics about the Boston Bruins. They'll explore whether the Bruins are truly contenders or just a facade, dive into the goalie situation, and identify the most dangerous teams in the Eastern Conference, with a particular focus on Tampa Bay. They'll also highlight formidable teams from the Western Conference. Tune in for insightful analysis on the current and future state of the Bruins.<br/><br/>Topics: <br/><br/>- Are the Bruins a fraud team? <br/><br/>- Jonny gives his take on the goalie situation <br/><br/>- Who are the most dangerous teams in the East? <br/><br/>- Watch out for Tampa Bay…<br/><br/>- The West has some wagons <br/><br/>- Who emerges?<br/><br/>This episode is brought to you by PrizePicks! Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app! Visit PrizePicks.com/CLNS<br/>")
_10-min-bombastic-booty-activate-your-butt-muscles-amp-make-them-grow-i-pamela-reif.webp "Pamela Reif")
⏲ 11 minutes 25 seconds 👁 3M
_200-rep-squat-challenge-effectively-tone-amp-lift-the-booty-amp-thighs.webp "MadFit")
_best-assets-the-burlesque-booty-workout.webp "More dance, fitness, modeling at http://WorldDanceNewYork.com nWorld Dance New York's Burlesque Booty Workouts are a series of burlesque dance fitness videos. BEST ASSETS and ROCK BOTTOM, designed and presented by New York City burlesque stars Peekaboo Pointe and Gal Friday, are both open level burlesque workouts: No special dance or fitness experience is required. The selection of burlesque moves and combinations, as well as tempo, progression, and mood differ in each of these two programs.nThe")
_10-min-booty-workout-knee-friendly-low-impact-no-squats-or-lunges-no-equipment-i-pamela-reif.webp "Pamela Reif")
⏲ 11 minutes 13 seconds 👁 3.8M
_different-butt-shapes-and-how-to-determine-which-one-you-have.webp "Dubai Cosmetic Surgery Clinic")
_which-bruins-face-playoff-pressure-124-poke-the-bear.webp "Poke The Bear with Conor Ryan Ep. 219<br/><br/>Conor Ryan and Evan Marinofsky sit down to discuss the Bruins' loss to the Carolina Hurricanes, and the team's ability to shake off a bad night. With Pat Maroon slated to return this weekend, where does he fit into this lineup and does he add the physicality the Bruins need for the playoffs? That, and much more!<br/><br/><br/><br/>Topics: <br/><br/>- Conor is going through it <br/><br/>- Evan brought bad vibes to TD Garden on Tuesday night <br/><br/>- Bruins playing with an edge <br/><br/>- The power play needs to get going <br/><br/>- Where should Pat Maroon slot in? <br/><br/>- Who has the most pressure on them entering the playoffs? <br/><br/><br/><br/><br/>Get in on the excitement with PrizePicks, America’s No. 1 Fantasy Sports App, where you can turn your hoops knowledge into serious cash. Download the app today and use code CLNS for a first deposit match up to $100! Pick more. Pick less. It’s that Easy! Football season may be over, but the action on the floor is heating up. Whether it’s Tournament Season or the fight for playoff homecourt, there’s no shortage of high stakes basketball moments this time of year. Quick withdrawals, easy gameplay and an enormous selection of players and stat types are what make PrizePicks the #1 daily fantasy sports app!")
_10-minute-booty-lifter-124-lifefit-360-124-denise-austin.webp "Denise Austin")
_10-min-booty-amp-abs-a-slow-workout-on-the-floor-no-squats-no-jumps-low-impact-i-pamela-reif.webp "Pamela Reif")
⏲ 10 minutes 40 seconds 👁 4.4M
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