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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_married-couple-finds-underground-swinger-party-but-can-they-stay-faithfl.webp "Popcorn Recap")
⏲ 12 minutes 10 seconds 👁 43.5K
_s2-e5-our-first-full-swap.webp "You, Me and Swinging")
_travis-kelce-and-taylor-swift39s-midnight-romance-a-drive-through-la.webp "Experience the romance and allure of Hollywood as we delve into a captivating moment shared by NFL star Travis Kelce and pop sensation Taylor Swift on the 17th of April, 2024. Caught by fans during a midnight drive in Los Angeles, Kelce and Swift were spotted enjoying a romantic escapade through the city of dreams.<br/><br/>In this video, we explore the enchanting scenes as Kelce, the Kansas City Chiefs tight end superstar, and Swift, the pop singer superstar, embark on a late-night adventure. Fans captured glimpses of the powerful and universal couple as they cruised through the city streets, immersed in each other's company and the magic of the moment.<br/><br/>As fans continue to swoon over the undeniable chemistry between Kelce and Swift, we delve into the significance of their midnight drive and its portrayal of their deep connection. From whispered conversations to shared laughter, Kelce and Swift's intimate moments captivate audiences worldwide, leaving them yearning for more insights into their love story.<br/><br/>Join us as we celebrate this enchanting rendezvous and stay tuned for more updates on Taylor Swift and Travis Kelce's journey together. Don't forget to subscribe to our channel for all the latest news and updates about this dynamic duo! Subscribe now for more updates on Swift and Travis!")
_neighbors-with-benefits-the-swinger-vocabulary-124-aampe.webp "Au0026E")
_no-need-to-guess-secret-swinger-signs.webp "Abby Haute")
_golmaal-fun-unlimited-full-hd-movie-ajay-devgn-arshad-warsi-superhit-comedy-movie.webp "#AjayDevgn #ArshadWarsi #SanjayMishra #TussharKapoor #PareshRawal #ComedyScene<br/><br/>Arshad Warsi Best Comedy Scene - 09:53 <br/>Ajay Devgan Comedy Scene - 30:05<br/>Sanjay Mishra Hit Comedy Scene - 36:41<br/>Tusshar Kapoor Superhit Comedy Scene - 46:07<br/>Vrajesh Hirjee Comedy Scene - 1:20:09<br/> Sharman Joshi Best Comedy Scene - 1:39:09<br/>Paresh Rawal Comedy Scene - 1:48:09<br/> <br/>Four good-for-nothing con-men force themselves into a blind couple's home, pretending that one of them is the couple's grandson from America. There they meet a beautiful girl, who happens to be their neighbor and promptly fall in love. More foolishness ensues as they try evading their debtor and plan on foiling a gangster's plan to retrieve stolen diamonds. Also watch out for the climax where the blind couple unveal a sensational secret. <br/>Like, Comment and Share this funny video with your friends and family.")
⏲ 2:22:21 👁 290K
_my-wife39s-confession-changed-our-lives-forever-124-love-don39t-judge.webp "truly")
_tonight-we39re-hosting-our-first-swingers39-party-124-love-don39t-judge.webp "truly")
_spooked-couple-find-medieval-gargoyle-imp-above-their-loo.webp "A couple were left stunned when they found a medieval gargoyle imp hidden above their loo. <br/><br/>Tracy and Rory Vorster discovered the stone-carved sprite concealed under a wooden panel in their bathroom.<br/><br/>Cyber security worker Rory, 41, was scrubbing the toilet when he made the \")
_crazy-swinger-couple-advertises-themselves-on-cruise-ships-sharing-my-experience-with-this.webp "Cruising As Crew")
⏲ 12 minutes 33 seconds 👁 368.7K
_when-juan-saw-delfine-getting-fcked-for-the-first-time-our-first-swinging-experience.webp "COUPLE2COUPLES")
⏲ 9 minutes 24 seconds 👁 93.5K
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